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Publication Information

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Title: Creation and implementation of a certification system for insurability and fire risk classification for forest plantations

Author: Loewe M., Veronica; Vargas, Victor; Ruiz, Juan Miguel; Alvarez C., Andrea; Lobo Q., Felipe;

Date: 2015

Source: In: Keane, Robert E.; Jolly, Matt; Parsons, Russell; Riley, Karin. Proceedings of the large wildland fires conference; May 19-23, 2014; Missoula, MT. Proc. RMRS-P-73. Fort Collins, CO: U.S. Department of Agriculture, Forest Service, Rocky Mountain Research Station. p. 141-149.

Publication Series: Proceedings (P)

   Note: This article is part of a larger document. View the larger document

Description: Currently, the Chilean insurance market sells forest fire insurance policies and agricultural weather risk policies. However, access to forest fire insurance is difficult for small and medium enterprises (SMEs), with a significant proportion (close to 50%) of forest plantations being without coverage. Indeed, the insurance market that sells forest fire insurance policies does not have an evaluation system based on known standards accepted by the market; rather, it is discretionary, with each company evaluating risk with their own specific parameters. This lack of standardization reduces access and increases costs due to uncertainty, assigning a high risk rating by default. At present, over 19,000 SMEs and more than 810,000 forested hectares are affected by difficulties in getting fire insurance policies.

Keywords: fire ecology, fire behavior, smoke management, fire management, social and political consequences

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Citation:


Loewe M., Veronica; Vargas, Victor; Ruiz, Juan Miguel; Alvarez C., Andrea; Lobo Q., Felipe. 2015. Creation and implementation of a certification system for insurability and fire risk classification for forest plantations. In: Keane, Robert E.; Jolly, Matt; Parsons, Russell; Riley, Karin. Proceedings of the large wildland fires conference; May 19-23, 2014; Missoula, MT. Proc. RMRS-P-73. Fort Collins, CO: U.S. Department of Agriculture, Forest Service, Rocky Mountain Research Station. p. 141-149.

 


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